Junior Credit Analyst


Credit Risk is a core function within Peninsula. The team provides credit lines to a wide variety of local, regional and global shipping & commodity customers. Peninsula Petroleum’s approach to credit analysis combines sound counterparty risk assessment with analysis of global commodity and shipping markets in order to manage a portfolio of counterparties operating across a range of sectors and countries. The Junior Analyst will support credit teams based in Singapore and London with daily, proactive analysis of the customer and supplier credit portfolios.


• Monitor daily credit requests and help maintain the company’s credit exposure within the framework of the company’s risk appetite
• Ensure that credit reviews are using all relevant research, investigation methods and available data to provide justification/explanation for credit recommendations and decisions
• Through continued liaison with traders globally to help to promote and encourage credit awareness throughout the company; monitor and enforce the company’s credit risk policies with the objective of achieving ‘zero bad debt’
• Monitor company’s overdue ledger and follow-up with traders to ensure overdue payments are settled promptly
• Monitor company’s credit insurance portfolio and assist and follow through with insurance application procedures
• Ensure credit procedures and trades are compliant with company’s sanctions policy
• Ensure that all credit-related aspects of CRM database are accurately maintained
• Assist with and follow through the process of negotiating and executing credit-related documentation
• Continue towards improving the process and procedures of the department to optimise output and maximise efficiency
• Proactively engage with Front, Middle and Back offices functions and other key stakeholders to resolve credit related issues
• Perform ad hoc research and analysis work where required
• Proactively monitor and report on market and other developments impacting counterparties in the assigned region
• Build up key contacts within the industry


• Highly proficient in MS Office suite, specifically with Excel;
• Ability to communicate at business level in a second language is an advantage
• Strong analytical and problem-solving skills with high attention to detail
• Strong written and verbal communication skills; able to demonstrate confidence in presenting analysis clearly and concisely
• Demonstrate interest in international commodity and shipping markets together with macroeconomic environment
• Ability to concurrently prioritize and manage multiple assignments with tight deadlines
• Display a flexible and adaptable attitude to respond quickly to changing priorities
• Self-starter and passionate about process improvement
• Ability to work efficiently both independently and in a team
• An open mind and a commitment to understanding other people’s points of view in a multi-cultural work environment


• Bachelor’s degree in a relevant field e.g. Finance, Economics, Business, Science